Terms of Use

Effective Date: January 1, 2026

Agreement to Terms

By accessing or using the Wise-brook website and services, you agree to be bound by these Terms of Use and all applicable laws and regulations. If you do not agree with any of these terms, you are prohibited from using this site and our services.

Eligibility

You must be at least 18 years of age to use our services. By using our services, you represent and warrant that you meet this age requirement and have the legal capacity to enter into binding contracts.

Account Registration

To use certain features of our services, you must register for an account. You agree to:

  • Provide accurate, current, and complete information during registration
  • Maintain and promptly update your account information
  • Maintain the security of your account credentials
  • Accept responsibility for all activities that occur under your account
  • Notify us immediately of any unauthorized use of your account

Use of Services

You agree to use our services only for lawful purposes and in accordance with these Terms. You agree not to:

  • Use our services in any way that violates applicable laws or regulations
  • Engage in fraudulent activities or money laundering
  • Attempt to gain unauthorized access to our systems or networks
  • Interfere with or disrupt the operation of our services
  • Use automated systems to access our services without permission
  • Impersonate any person or entity
  • Transmit any viruses, malware, or harmful code

Payment Terms

By using our payment services, you agree to:

  • Pay all applicable fees as described in our service documentation
  • Provide accurate payment information
  • Authorize us to charge your designated payment method
  • Be responsible for all charges incurred under your account

Currency Exchange and Fees

Currency exchange rates are variable and may change at any time. Fees for our services are clearly displayed before you complete a transaction. We reserve the right to modify our fee structure with notice to active users.

Transaction Limits

We may impose transaction limits on your account for security and regulatory compliance purposes. These limits may vary based on account type, verification level, and transaction history.

Account Suspension and Termination

We reserve the right to suspend or terminate your account at any time if:

  • You violate these Terms of Use
  • We suspect fraudulent or illegal activity
  • Required by law or regulatory authorities
  • Your account has been inactive for an extended period

You may terminate your account at any time by contacting our customer support. Upon termination, you remain responsible for all outstanding obligations.

Intellectual Property

All content on this website, including text, graphics, logos, images, and software, is the property of Wise-brook or its licensors and is protected by copyright and other intellectual property laws. You may not reproduce, distribute, or create derivative works without our express written permission.

Disclaimer of Warranties

Our services are provided on an "as is" and "as available" basis. We make no warranties, express or implied, regarding:

  • The accuracy, reliability, or completeness of our services
  • The uninterrupted or error-free operation of our services
  • The security of data transmission
  • The suitability of our services for your particular needs

Limitation of Liability

To the maximum extent permitted by law, Wise-brook shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising out of or related to your use of our services, including but not limited to:

  • Loss of profits or revenue
  • Loss of data
  • Business interruption
  • Unauthorized access to your account

Indemnification

You agree to indemnify and hold harmless Wise-brook and its officers, directors, employees, and agents from any claims, damages, losses, liabilities, and expenses arising out of your use of our services or violation of these Terms.

Governing Law

These Terms of Use shall be governed by and construed in accordance with the laws of Australia, without regard to its conflict of law provisions.

Dispute Resolution

Any disputes arising out of or relating to these Terms or our services shall be resolved through binding arbitration in accordance with Australian arbitration rules, except where prohibited by law.

Changes to Terms

We reserve the right to modify these Terms of Use at any time. We will notify you of material changes by posting the updated terms on this page with a new effective date. Your continued use of our services after such changes constitutes acceptance of the modified terms.

Severability

If any provision of these Terms is found to be unenforceable or invalid, that provision shall be limited or eliminated to the minimum extent necessary, and the remaining provisions shall remain in full force and effect.

Contact Information

For questions about these Terms of Use, please contact us at:

Email: [email protected]
Address: Level 12, 184 Collins Street, Melbourne VIC 3000, Australia